Terms & Conditions

Welcome to the website and online services of Turing Cybernetics, Inc. ("Company," "we," "our," or "us").

These Terms & Conditions govern your access to and use of our websites, web applications, mobile applications, APIs, digital platforms, educational materials, and related online services, including any content, features, or functionality made available through them (collectively, the "Website").

By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. If you do not agree with these Terms & Conditions, you must not use the Website.

1. Scope of the Website

The Website provides information regarding artificial intelligence investment technologies, portfolio management services, robo-advisory services, managed investment solutions, wealth management services, investment education, financial market information, private investment opportunities where available, and customer support.

Certain products, services, features, or content described on the Website may not be available in all jurisdictions or to all users.

2. No Investment Advice

Unless expressly stated in a separate written agreement, all information available on the Website is provided solely for informational and educational purposes.

Nothing on the Website constitutes personalized investment advice, legal advice, accounting advice, tax advice, or a recommendation to buy, sell, or hold any security, digital asset, or other financial instrument.

Investment decisions should be made based on your own circumstances and, where appropriate, after consulting qualified professional advisers.

3. Eligibility

You may use the Website only if you have legal capacity to enter into binding agreements, your use complies with applicable laws, and you are not prohibited from receiving the services described on the Website under the laws of your jurisdiction.

Certain products or services may require additional eligibility verification or separate acceptance of additional agreements.

4. Accounts

Certain portions of the Website may require registration or account creation.

You agree to provide accurate and complete information, maintain current information, protect your login credentials, notify us promptly of any unauthorized access or suspicious activity, and accept responsibility for all activities that occur through your account.

You are responsible for all actions taken using your credentials, whether or not you authorized them, unless applicable law provides otherwise.

5. AI Trading Services

The Website may provide access to artificial intelligence tools designed to assist with investment analysis, portfolio management, automated recommendations, or investment execution.

AI-generated outputs are based on available information, statistical models, algorithms, and assumptions. Artificial intelligence systems have limitations and may produce inaccurate, incomplete, unsuitable, or outdated recommendations.

No AI-generated recommendation guarantees investment performance. Past performance is not indicative of future results.

6. Investment Risks

All investments involve risk. Investment values may increase or decrease, and you may lose part or all of your invested capital.

Certain investment strategies may include exposure to digital assets, which involve additional volatility, liquidity, custody, technology, and regulatory risks.

You should review all applicable risk disclosures before using any investment-related services.

7. Digital Assets

The Company does not operate a public retail cryptocurrency exchange through the Website and does not offer direct consumer cryptocurrency purchase or sale services through the Website as a standalone exchange business.

Digital assets may be referenced or used as part of investment strategies, including through the Company's AI Trading Agent and private investment vehicle services, where available and subject to separate agreements, eligibility requirements, and risk disclosures.

Digital asset investments may be highly speculative and may experience rapid and substantial losses.

8. Third-Party Financial Institutions

The Company may integrate with third-party financial institutions, including brokerage firms, banks, custodians, digital asset custodians, exchanges, payment providers, and technology providers.

The Company is not responsible for the products, services, availability, security, or policies of third-party providers. Use of third-party services may be governed by separate agreements, terms, and policies.

9. Intellectual Property

All Website content, software, algorithms, trademarks, graphics, logos, documentation, and other intellectual property are owned by or licensed to the Company.

Except as expressly permitted by us in writing, you may not reproduce, distribute, reverse engineer, modify, republish, publicly display, publicly perform, or create derivative works from any portion of the Website.

10. Acceptable Use

You agree not to violate applicable law, interfere with Website operations, attempt unauthorized access to any systems or data, introduce malicious software, scrape or harvest Website data, misuse APIs, impersonate another person or entity, or engage in fraudulent, deceptive, abusive, or harmful activity.

We may suspend or terminate access to the Website if we believe you have violated these Terms & Conditions or applicable law.

11. Privacy

Your use of the Website is subject to our Privacy Policy, which explains how personal information is collected, processed, stored, transferred, and protected.

12. Cookies

The Website may use cookies and similar technologies to improve functionality, security, analytics, and user experience.

Additional information is available in our Cookie Policy, where applicable.

13. Electronic Communications

By providing your contact information or using account features that require communication with us, you consent to receive communications relating to account activity, regulatory notices, security alerts, operational updates, service notices, and customer support.

Additional terms governing electronic communications may be contained in a separate Electronic Communications & E-Sign Consent Agreement.

14. Availability

We strive to maintain continuous access to the Website, but we do not guarantee uninterrupted availability.

The Website may become unavailable, in whole or in part, due to maintenance, security events, third-party failures, market disruptions, force majeure events, technical issues, or other causes beyond our reasonable control.

15. Disclaimer of Warranties

The Website is provided on an "as is" and "as available" basis.

To the fullest extent permitted by law, the Company disclaims all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, and uninterrupted availability.

16. Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for indirect, incidental, consequential, punitive, special, or exemplary damages arising from or relating to your use of the Website.

Nothing in these Terms & Conditions limits liability to the extent such limitation is prohibited by applicable law.

17. Changes to the Website

We may modify, suspend, discontinue, or enhance any portion of the Website at any time, with or without notice.

18. Changes to These Terms & Conditions

We may update these Terms & Conditions from time to time.

The updated version will apply when posted on the Website unless otherwise stated. Your continued use of the Website after any update constitutes acceptance of the revised Terms & Conditions.

19. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws applicable to the Company, without regard to conflict of laws principles, except where applicable law requires otherwise.

20. Contact Information

Questions regarding these Terms & Conditions may be directed to:

Legal Department
info@turing-cybernetics.com

Customer Support
info@turing-cybernetics.com

Privacy Inquiries
info@turing-cybernetics.com

21. Related Legal Documents

Your use of certain products or services may also be governed by additional agreements, policies, disclosures, or documents, including:

• Customer & Investor Agreement
• Investment Advisory & Investment Management Agreement
• Privacy Policy
• AML/KYC & Sanctions Compliance Notice
• Risk Disclosure Statement
• Digital Asset & Crypto Risk Disclosure Statement
• Electronic Communications & E-Sign Consent Agreement
• Asset Custody & Third-Party Safeguarding Disclosure
• Subscription Agreement for Bona-AI Investments LLC
• Operating Agreement for Bona-AI Investments LLC

Where applicable, those documents are incorporated by reference.